Joya 44 – Terms and Conditions | Complete User Guide

joya 44Welcome to . These Terms & Conditions ("Terms and Conditions") constitutes a legal agreement governing the use of the joya 44 platform, between you ("User") and joya 44 ("Company"). Using our services via the joya 44 website, mobile app, or any other channel means you fully agree to these Terms and Conditions.

Joya 44 is an online betting and gaming platform that offers Sports Betting on cricket, football, kabaddi, and more, along with Live Casino games for users in Bangladesh. It is your responsibility to read these Terms and Conditions carefully before using our services.

If you do not agree to these Terms and Conditions, please refrain from using our platform. joya 44 reserves the right to update these Terms at any time, and registered users will be notified via email of any changes.

To access services on joya 44, you must first create an account. All information provided during registration must be accurate, truthful, and up to date. Submitting false information is a violation of our terms and may result in account termination.

Registration Requirements

• 1Full legal name (as per National ID)
• 2Active Bangladeshi mobile number
• 3Valid email address
• 4Date of birth (must be 18+)
• 5A strong password

KYC Verification Process

To ensure security and prevent money laundering, joya 44 follows a KYC (Know Your Customer) verification process. The following documents may be required before your first withdrawal or for transactions above a certain amount:

• Scanned copy of National ID (NID) or Passport
• Recent bank statement or mobile banking statement
• Proof of Address Document (where applicable)

You are solely responsible for keeping your account secure. Never share your password with anyone. If you suspect unauthorized access to your account, contact our support team immediately.

Joya 44 services are strictly for adults aged 18 and above. Registration by minors is completely prohibited. If we become aware of any account belonging to a minor, it will be closed immediately.

Eligibility Requirements

• Must be at least 18 years of age
• Must be a legal citizen or resident of Bangladesh
• Must be legally eligible to participate in online betting
• Not previously banned by joya 44
• Not being under self-exclusion

The following rules must be observed at all times when betting on joya 44. These rules apply equally to all users and are enforced without exception.

General Betting Rules

• Once a bet is confirmed, it cannot be changed or cancelled (except where a cash-out option is available).
• If a bet is not properly recorded due to a technical issue, joya 44 reserves the right to make the final decision.
• If an event is cancelled or abandoned, bets will be refunded.
• Odds may change up until an event begins; the odds at the time of bet confirmation apply.
• Joya 44 monitors suspicious or unusual betting patterns and reserves the right to investigate when necessary.

Minimum and Maximum Bet Limits

Each market has set minimum and maximum bet limits, which are clearly displayed on the betting slip. Limits may vary for special events or high-profile matches.

Outcome Determination

Match results are determined based on the official outcome from the relevant sports authority. In any disputed situation, joya 44's decision shall be considered final.

Joya 44 supports all popular payment methods in Bangladesh. The following rules apply to deposits and withdrawals.

Deposit Rules

• Deposits are usually credited to your account instantly.
• Deposits must be made from a payment account registered in your own name.
• Deposits made through third parties are strictly prohibited.
• Minimum deposit amounts and limits for specific payment methods are listed on the Payment Page.

Withdrawal Rules

• Withdrawals may only be made to the same payment method used for the deposit.
• Withdrawals will not be processed until KYC verification is complete.
• Withdrawals are typically processed within 1–3 business days.
• Wagering requirements must be met before withdrawing any funds earned from a bonus.

Supported Payment Methods

For detailed information on payments, visit our Payment Page View.

Joya 44 regularly offers a variety of bonuses and promotional deals. Each offer has its own terms and conditions, which should be read carefully before accepting.

General Bonus Terms

• 1Each bonus may only be used once and on a single account.
• 2The required wagering requirements must be met before any bonus funds can be withdrawn.
• 3Once a bonus expires, it will be automatically forfeited.
• 4If bonus abuse is detected, your account may be closed.
• 5joya 44 reserves the right to modify or cancel any bonus offer at any time.

Welcome Bonus

New members receive a special welcome bonus on their first deposit. To qualify, the deposit must meet the minimum required amount and the applicable wagering requirements must be fulfilled.

Joya 44 believes gaming should be an enjoyable activity and never a source of harm. We treat responsible gaming not just as a rule, but as a core value.

Responsible Gaming Tools

• Deposit Limits – Set your daily, weekly, or monthly limit
• Betting Limit – Set a maximum stake per bet
• Session Limit – Set how long you play in a single session
• Cooling-Off Period – Take a temporary break (1–30 days)
• Self-Exclusion – Temporarily disable your account for a set period
• Reality Check – Receive reminders at set intervals

To use these tools, go to your account settings or reach out to our support team. To learn more about Responsible Gaming, visit our Responsible Gaming Page View.

The following activities are strictly prohibited on the joya 44 platform. Violating these Terms and Conditions may result in account termination and forfeiture of any funds held.

• Creating or operating multiple accounts
• Registering with a false identity or impersonating another person
• Hacking or abusing the bonus system
• Money Laundering or Illegal Financial Activities
• Using software bots or automated systems to place bets
• Attempting to breach the platform's security systems
• Attempting to access another user's account
• Using a third-party payment account

Joya 44 takes the protection of your personal information extremely seriously. The data we collect is used solely to improve our services, complete KYC verification, and meet legal obligations.

We never sell your personal information to third parties. However, we may be required to share data upon request from legal authorities or regulatory bodies.

For full details on our privacy practices, visit our Privacy Policy Page View.

Joya 44 reserves the right to suspend or permanently close an account without prior notice in the following circumstances:

• For violations of these Terms and Conditions
• If you register using false information
• If evidence of bonus abuse or fraud is found
• If money laundering is suspected
• By Order of Legal Authorities

Account Closure by User

You may request to close your account at any time. Before submitting your request, make sure there are no active bets and that any remaining balance has been withdrawn. Account closure requests can be made through our support team.

Joya 44 reserves the right to amend these Terms & Conditions, in part or in full, at any time. For significant changes, users will be notified in advance via their registered email or a platform notification.

Continued use of the platform after updated Terms have been published will be considered your acceptance of the new Terms. We recommend checking this page regularly.

For any questions or concerns regarding these Terms and Conditions, please contact us: support@joya44.biz